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Structuring Tax Effective Income Streams

Income investors and retirees face a difficult environment. Not only do traditional income producing investments offer low yields, they are subject to a heavy tax burden. Often these income producing investments can result in the clawback of all or a portion of valuable government benefits such age Old Age Security.

Avoiding clawbacks takes more than simply creating tax credits-which reduce reported income, it requires active management of income generating investments which can significantly affect the way income is taxed and may help reduce clawbacks.

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Mutual funds offered through Manulife Securities Investment Services Inc.
Insurance and financial planning offered through Today & Tomorrow Financial Planning Inc.