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The Most Important Retirement Planning Questions to Ask

Good planning is about listening, asking questions and then offering suggestions – in that order. If you are thinking about your families future, it’s likely time to ask new questions about your overall strategy. “Have you contributed to an RRSP?” is an important consideration to start with, but not necessarily the only question to ask...

Higher Net Worth Investment Options

As a high net worth individual, you deserve access to the best money management that your money can buy. When a client reaches a higher level of wealth it is obvious that they deserve “more for less” and if it is possible to buy “wholesale instead of retail” that is the preferred option for most investors. Working only with HNW investors and institutions...

Retirement Pension Rollovers

With today’s economic uncertainty, many companies are closing or downsizing. If you are offered a severance or early retirement package you need to carefully evaluate the tax and financial planning implications of your options. A good rule of thumb is not to sign a severance agreement until you’ve had ample time to think it over and do some research....

Structuring Tax Effective Income Streams

Income investors and retirees face a difficult environment. Not only do traditional income producing investments offer low yields, they are subject to a heavy tax burden. Often these income producing investments can result in the clawback of all or a portion of valuable government benefits such age Old Age Security. Avoiding clawbacks takes more than simply...

Retirement Specialists

Congratulations! You’ve taken the first step towards building a healthy retirement.  When you’re just starting to save for retirement, it can seem pretty intimidating – finding the money to invest, determining how to invest that money, and figuring out how much money you’ll need to save in order to live comfortably 20,...