Ron Rousseaux is a well-known and successful independent Financial, Tax, Retirement and Estate Planner located in Burlington. A background that encompasses Finance, C.C.R.A.-Ministry of Revenue, Private Industry, Technical Advisor to the best selling book, "Sudden Wealth" and one of the few Certified Senior Advisors in Canada. In his last seminar he touched on the Good and the Bad about Segregated Funds. Why they should be used by retirees and those about to retire. Why should they be used by those looking after Mom and Dad’s affairs? Why they should be used by those who are afraid to loose their capital. Why should they not be used by those with experience in investing – love risk – have a lot of time to replace lost capital? Ron also covered how a one million dollar estate will bypass probate – legal fees – bypass settling any arguments – reduce taxation now – make sure your beneficiaries receive an inheritance after your needs have been met.