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How Much Insurance is Too Much?

Everyone knows that life insurance is important to protect the financial security of the people you love. But it can be confusing to know what you need, how much and when. Life insurance has to be adaptable to the changes in your life: buying a house, having a family, travelling, retirement all affect the amounts and types of insurance you need. There are also...

Travel Insurance

You’re excited, the vacation is planned, bags are packed and tickets are in hand.  But have you remembered to get travel insurance?  No one expects to have a medical emergency away from home, but it does happen and can instantly turn a relaxing vacation into life changing expense. That’s why travel insurance is not a luxury it is a necessity.  It...

Funding Partnership Agreements

Your business interests are a vital part of your asset base. Preserving them is part of securing your financial future. Times are uncertain though, and who knows what lies ahead for your executives. That means that you need to have a plan in place for if the moment comes when they are unable to continue in their role. We can show you how a buy / sell...

Protecting Your Estate

Many companies and individuals claim to do comprehensive financial planning. However, they are often specialists in only one or two specific areas of financial health and therefore perform only a partial service, such as investment planning. In isolation, such plans may not fit properly with your overall objectives, or even more risky, may not identify...

Product Allocation

A proper Product Allocation strategy – and not necessarily wealth – is the key to maximizing retirement income and helping to ensure it is sustainable for life. With Canadians facing many challenges as they transition into retirement, the traditional financial planning and investment strategies such as asset allocation play an important role in the...